Pay Naira, settle USD offshore in 24 hours, with the best rates

Pay in Naira and have USD settled to any offshore USD account within 24 hours through Obiex's commercial settlement desk, or built straight into your own product.

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Preview

Amount Beneficiary Beneficiary bank Invoice details Preview

Beneficiary will receive

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200,100 USD

Beneficiary account

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Nwamaka Akah

5004093719

Standard Chartered

Trusted by Finance Managers, Importers & Founders. $500M+ in value settled

Pay international invoices without the banking headache

You pay the Naira equivalent, we settle USD to the destination account with fast delivery, great FX, and full documentation.

Available through the app and the Obiex API.

Collect Naira, settle USD offshore

Make payment locally in Naira, and we deliver clean USD to the destination account with UETR and transaction receipt provided within 24 hours. No banking relationships to set up, no borders to manage.

Available through the app and the Obiex API.

Why Obiex settlement?

NGN to USD, done right

Pay in Naira, settle USD to offshore accounts — with zero slippage

Best exchange rates

Access institutional-level pricing on every NGN→USD settlement

Virtual accounts

Collect Naira locally and settle USD offshore for your customers

24-hour settlement

USD delivered to the destination account within 24 hours, with UETR and receipt

API or App

Run settlements from the Obiex app, or embed them in your product via the Obiex API

1-on-1 support

Get matched with a real human to handle your invoices and settlements

Fully compliant onboarding

One-time KYC, then seamless invoice payments

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Obiex invoices settlement offer is unbeatable - You get one relationship with unmatched global payment benefits.

When you use Obiex to settle invoices, you unlock:

Zero FX Surprises — the rate you confirm is the amount settled No Platform Fees — we quote net payouts and handle fees internally Full Documentation — UETR and transaction receipt provided within 24 hours Virtual Accounts for Your Customers — collect Naira locally, settle USD offshore Built for App or API — self-serve in the Obiex app or automate with the Obiex API Live WhatsApp Access to your assigned settlement manager First-Invoice Priority for New Clients — test us with a real trade
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3B+ in volume processed

means we've seen it all. Whether it's payroll, vendor payment, or operational settlements — Obiex gives you full control and full confidence.

Who Uses Obiex for Settlements

If you process $20K+ monthly in cross-border payments, Obiex can simplify your operations and improve your bottom line.

businessman holding phone with virtual currency overlay

Startup Founders paying offshore contractors and vendors in USD

Finance Teams handling monthly USD vendor payments from Naira

African Importers/Exporters paying offshore suppliers in USD

Crypto-native Businesses managing fiat and stablecoin liabilities

Platforms & Marketplaces using the Obiex API and virtual accounts to collect Naira and settle USD for their own customers

How it works

Simple in-app execution or full API automation. No complex dashboards required. Just great service and guaranteed outcomes.

01

Get Onboarded

Get onboarded

We verify your entity with KYC and compliance check

02

Set the Amount & Destination

Set the amount & destination

Enter the amount and the offshore USD account to settle to.

03

Add Invoice or Contract

Add invoice or contract

Attach the invoice or contract you're paying against.

04

Pay Naira, Settle USD

Pay Naira, settle USD

Pay the Naira equivalent and get USD settled to the destination account within 24 hours — UETR and transaction receipt included.

Why teams trust Obiex

$3B+ processed with 99.95% settlement accuracy

Real human support service via WhatsApp

Global coverage, African expertise

Virtual accounts to collect Naira and settle USD offshore

Available on the Obiex app and via the Obiex API

Best NGN to USD rates with zero slippage

USD settled offshore within 24 hours, with UETR and receipt every time

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